SBA Loans
Pre-screen applicants before investing in the full SBA application process.
Built for Business Lenders
Screen Business Loan Applicants in Seconds
Pre-qualify business loan applicants with a full credit report and FICO score — no SSN, no credit impact. See personal and commercial credit data side-by-side.
Plans from $99/mo. No long-term contracts.
The Problem
Hard Pulls Kill Your Application Pipeline
Business loan applicants are especially sensitive to hard inquiries. Multiple credit checks while shopping rates can drop their score by 20+ points, making them less likely to qualify — and less likely to apply with you.
| Metric | Hard Pull | iSoftpull |
|---|---|---|
| Application completion rate | 45% | 92% |
| Time to decisioning | 2-5 days | <5 seconds |
| Applicant credit impact | -5 to -20 pts | None |
| Data returned | Full report + scores | Full report + scores |
| SSN required | Yes | No |
Use Cases
Works for Every Loan Type
Term Loans
Quickly assess personal credit for business term loan applicants.
Lines of Credit
Evaluate credit-worthiness for revolving business credit facilities.
Merchant Cash Advance
Screen MCA applicants instantly to focus on qualified leads.
How It Works
Screen Applicants in Three Steps
Applicant Applies
Borrower enters their name and business address. No SSN required for pre-qualification.
Instant Credit Check
Full credit report with FICO score returned in under 5 seconds. Zero credit impact.
Make Your Decision
Review the full report, apply your underwriting criteria, and move forward with qualified applicants.